Özet:

Purpose - This research was carried out with the aim of identifying whether there is a significant difference between the selected variables and the levels of financial literature of students studying at the pre-Bachelor and Bachelor level and to determine the levels of student financial literature success. Method - The universe of research is formed by students at the postgraduate and undergraduate level in accounting and finance education at the University of Kayseri's Faculty of Social Sciences and Faculty of Applied Sciences. In this study, a visual scan model was used from quantum research methods. According to the study, 219 students were surveyed by non-random sampling methods. SPSS 23.0 is a statistical program for the analysis of the collected data. The normal distribution data is subject to T-Test and one-way variance analysis (ANOVA). The Cronbach Alpha analysis was conducted for the survey reliability test. Results - The analysis found that there was no statistically significant difference between the levels of financial literacy according to the student’s credit card use. According to the use of Internet banking, there is a statistically significant difference between the levels of financial literacy. When students are evaluated on the basis of the department and class, they find that there is a significant difference between the average correct answers of the questions they answer and the level of financial literacy. Debate - The study's result shows that there is no statistically meaningful difference between credit card use and financial literacy levels, the conclusion that students do not consciously use the credit card, which is one of the financial instruments. But the increased class level with the departments in which the courses related to finance are mainly taught has contributed positively to the elevation of the level of student financial literacy.

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