Abstract:

Financial literature is the ability of individuals to use and manage money, to convert their income into investments and to manage their budgets. It is necessary for individuals to deepen their knowledge of the financial system and have more knowledge to avoid financial risks and improve the level of financial literacy in order to be able to make more healthy decisions. Financial literature is as important as individuals are interested in the welfare and sustainability of society as well. Because the formers of our future are our students, this research is aimed at banking and finance students at Kastamonu University. The aim of this study is to explore the behavior of students in relation to financial literature, financial knowledge and financial attitude. The demographic characteristics of students were tried to be determined by frequency distribution. The relationship between Ki-core analysis and demographic characteristics and financial literature success status has been studied. The results of the analysis found no meaningful relationship between the financial literature success status and demographic characteristics only between age and gender. The relationship between all the other demographic characteristics and financial literature success conditions is meaningful. Most of the students are either middle-level or high-level financial lecturers. Participants with a high level of financial readers account for about half of all participants (45,5%). These data show us that the levels of financial literacy of banking and finance students at Kastamonu University are relatively high. Furthermore, the relationship between financial knowledge and financial attitude and the level of success in financial literature has also been found meaningful.

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