Abstract:

CAMELS performance assessment model is a system of assessment used in determining the overall situation of banks during risk-based supervision and in remote monitoring activities. CAMELS consists of six components that have received the first letters. Accordingly, C represents capital adequacy (capital adequacy), A asset quality (asset quality), M management adequacy (management adequacy), E earnings (earnings), L liquidity (liquidity) and S sensitivity to market risk (sensitivity to market risk). In the study, the aim of the CAMELS analysis method is to identify the financial situation of the public, private and foreign capital deposits banks in the Turkish banking system. In this context, the study used data related to the period 2002-2010 for a comparative analysis of bank groups. According to the findings obtained, public capital deposit banks in terms of capital adequacy, market risk sensitivity and management adequacy, private capital deposit banks in terms of profitability, and foreign capital deposit banks in terms of active quality and liquidity are better than other bank groups. Keywords: CAMELS analysis, banking, deposit banks, performance, assessment.

Keywords: