Özet:

Bitcoin was first described by Nakamoto (2008) as a virtual currency that allows the transfer of payments to be made directly between the parties. With the use of Bitcoin as a digital currency in money transfers, the need for confidence and transfer costs are reduced. Bitcoin, using blockchain technology, has become one of the popular applications in other applications that use this technology, and has reached a leading position among the encrypted payment tools that use this technology. Bitcoin’s market values have reached high amounts in a short time, the use area has gained popularity. However, theoretical reviews and research on Bitcoin remain behind this spread. In the framework of the study, the elements that lead to the adoption and rejection of Bitcoin as a new financial product, the participation levels of bank employees selected by random sampling from Bilecik and Eskişehir province have been investigated. In the study, general findings analysis for the data obtained using the survey method, independent sampling t test and Anova analysis were made. While participants found the expression of “extended privacy (unknowledge) in electronic payments” important among the factors that facilitate the adoption of Bitcoin, they expressed the expression of “the security gap of electronic wallets (contra-computer pirates)” as an effective factor from the factors that prevent the adoption and use of Bitcoin from spreading. According to the demographic variables, the analysis of the demographic variables has been developed and there have been significant differences in the variables.

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