Özet:

Participation Banks are the most important representatives of Islamic financial institutions in Turkey when they transformed from Special Finance Institutions to Participation Banks in 2005 with Banking Act No. 5411 then demonstrated rapid growth and branching. During 2009-2019, the participation banking increased its portion in the banking sector from 4.03% to 6.33%, the number of branches from 560 to 1179 and the number of personnel from 11.802 to 16.040 . It is worth investigating how this rapid development trend has been adapted by participation bank personnel. The purpose of this research is to measure the level of knowledge about the basic principles of participation banking of participating banks staff and to determine the sensitivity of interest to Islamic Financial Literacy Levels. For this purpose, in 2018, various questions were asked. The answers obtained were asked to measure the sensitivity of Interest-Free Banking Principles (FBiD) and Islamic Financial Information Levels (IFBD) from 36 branches to 257 employees of 5 Participation Banks in different cities. According to the findings; the sensitivities of the employees of the participating bank to the interest-free banking principles have been at a good level general terms, it has become necessary for the participating banks to make personnel training in the murabaha transactions which is the most basic fund-raising method and to increase the organizational commitment of the employees. In addition, Mudaraba, Musharaka etc., it has been determined that participation bank employees should increase their basic Islamic financial knowledge levels on the methods of using funds.

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