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Abstract The purpose of this research paper is to analyze the effectiveness of the economic factors affecting Islamic and commercial banks during the Egyptian financial crisis from 2003 to 2019. A sample was taken from eleven banks registered in the Egyptian financial market, and the data were collected on an annual basis. The variables are as follows: return on assets (ROA); return on equity (ROE); reinvestment rate; size; nonperforming loans; operating leverage; loan growth; inflation rate; GDP; and deposit growth. Several statistical methods were used, such as a normality test, descriptive statistics, a t-test, and a group unit root. A panel data analysis was also applied to compare data from Islamic and commercial banks. The data revealed a negative relationship between the type of bank and ROA and ROE as well as a positive relationshipbetween the global financial crisis and the banks’ ROE and ROE.

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