Özet:

As a result of technological developments, conventional commercial activities have changed in the modern age and different trading technics was implemented using electronic transfer systems. This article deals with the analysis of gold trade transactions which was through e-transfer systems on a customer basis in terms of Islamic law. In today’s our modern world, there are gold trading applications through e-transfer systems of both banks, participation banks and jeweler stores. On the other hand, electronically gold trade transactions over e-transfer systems cause some problems. In particular, the situation of the mutual and simultaneous delivery (Taqābuḍ) in modern payment systems constitutes the crucial point of in questioned polemics. In addition, the fact that the functions of e-transfer systems and the processes are different from each other is important in terms of revealing the fiqh dimension of the applications. In this study, gold trade transactions through modern payment systems are discussed within the framework of the element of mutual and simultaneous delivery (Taqābuḍ) by putting forward the relevant discussions. Then, the current gold trading applications through e-transfer systems have been determined, and the compliance of these applications with Islamic law has been revealed by considering the functions and operating processes of the relevant systems.

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