Özet:

In this study, whether the tradesmen in the Oltu town prefer participation banks while meeting their funding needs are discussed. Data used in the study were obtained by the questionnaire method and analyzed in the SPSS program. Hypotheses were created to find the relationship among categorical variables and tested with Chi-Square analysis. As a result of the analysis, a relationship was found between marital status and loan usage, and those who used the loan stated that participation banks should be included in the banking system. However, no relationship was found between educational background and the statements both “There is a difference between profit share income and interest” and “Inclusion of participation banks in the system.” Also, Oltu tradesmen stated that the reason why they do not prefer to use loans from participation banks is the easy process of using loans in traditional banks.

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