Özet:

The banking sector, which is the basis of the financial system, is an important part of rapid economic growth and development in order to make fund surplus transformed into productive investments. The main function of banks in an economy is to ensure that savings are converted into investments. The banking sector transfers the savings holders’ fund surplus to investors with fund gap by collecting the fund surplus. But different types of organized banks use different methods when performing this function. Deposit banks, also referred to as traditional banking, collect and convert the savings funds as deposits, while participating banks separate from the traditional banks at the point of collection and use of funds. Participating banks collect funds according to the principle of profit and/or loss participation and predict risk sharing. In particular, the participating banks, which have been very popular in recent periods, have been established with the aim of collecting funds in interest-free methods and using these funds again in interest-free methods for those in need of funds. In this regard, participating banks play an important role in the withdrawal of funds that are not transferred to the economy due to the sensitivity of some sections of interest. This study aims to compare the performance of participating banks with traditional banks for the period 2006-2018 with the help of various indicators. For this purpose, the study focused on the definition, importance and development of participating banking, the performance of traditional banks and participating banks was interpreted by comparison with the help of some selected indicators.

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