Abstract:

Islamic banks are growing faster than traditional banks. This is due to non-profit financial principles. The same situation applies to participating banks in Turkey. The increased weight within the financial system makes the performance of participating banks important. This study is aimed at the performance measurement of participating banks in Turkey according to the CAMELS system. The work data set covers the financial rates of Albaraka Turk, Kuwait Turk, Turkish Financial Participation, Foundation Participation and Ziraat Participation Bank. The financial rates are the annual data for 2018. In the study, first, the weights of the financial rates that make up the CAMELS components were calculated by the BAHS (Bulanic Analytical Hierarchy Process). after that. TopSIS and the participating banks are ranked in terms of financial performance. CAMELS consists of six components: capital, active quality, management quality, profit, liquidity and market risk sensitivity. In the study, a total of 18 financial rates were used in the CAMELS framework. In BAHS analysis, the six components of CAMELS are the main criteria. Eighth financial ratio is a criterion in BAHS analysis. In the BAHS analysis, according to the weights of the main criteria, the order is in the form of profit, capital, active quality, liquidity, management quality and sensitivity. The BAHS analysis, according to the weights of the main criteria, has found its order in the form of profit, capital, active quality, liquidity, management quality and risk sensitivity. The high criteria are the self-resource profitability, the risk-adjusted self-resource ratio, the subsequent loan ratio, the self-resource ratio, the active profitability ratio and the currency ratio. The financial performance of the participating banks was found as a result of TOPSIS analysis, Kuwait Turkish, Ziraat Participation, Foundation Participation, Turkey Financial Participation and Albaraka Turkish.

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