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  Citation Number 1
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Finansal Okuryazarlık, Risk Alma Eğilimi ve Belirsizliğe Karşı Tolerans İlişkisi: Batı Akdeniz Girişimcileri Üzerine Bir Araştırma
2020
Journal:  
Eskişehir Osmangazi Üniversitesi İktisadi ve İdari Bilimler Dergisi
Author:  
Abstract:

Finansal işlemler gün geçtikçe daha karmaşık hale gelmektedir. İşlemlerle ilgili risk ile sorumluluk sürekli artmaktadır ve alınan yanlış kararlar hem mikro hem de makro ölçekte etki sağlamaktadır. Bu durumlar bireylerin sahip olması gereken finansal okuryazarlığın günümüzdeki önemini arttırmıştır. Girişimciler açısından bakıldığında ise iş fikrinin ortaya atılmasından işin kurulumuna, kurulumundan yönetimine kadar geçen her süreçte finansal okuryazarlık becerisi bir gereklilik halini almıştır. Bu araştırmada da girişimciler açısından finansal okuryazarlık konusu incelenmiş ve Batı Akdeniz bölgesinde faaliyet gösteren girişimcilerin finansal okuryazarlık seviyesi ve alt boyutlarıyla, girişimci özelliklerinden olan risk alma eğilimi ve belirsizliğe karşı tolerans değişkenlerinin ilişkisini ortaya çıkartmak amaçlanmıştır. Anket tekniği ile verilerin toplandığı araştırmanın sonunda finansal okuryazarlık, finansal bilgi ve finansal tutum seviyeleriyle girişimcilik özelliklerinden risk alma eğiliminin ve belirsizliğe karşı toleransın pozitif yönlü hareket ettiği tespit edilmiştir. 

Keywords:

Financial Reading, Risk Tendency and Uncertainty Tolerance Relationship: A Research On Western Mediterranean Entrepreneurs
2020
Author:  
Abstract:

Financial transactions are becoming more complex over the day. The risk and liability related to transactions are constantly increasing, and the wrong decisions are influenced on both micro and macro scales. These situations have increased the importance of financial literature that individuals should have today. From the point of view of entrepreneurs, financial literature skills have become a necessity in every process from the disclosure of the business idea to the establishment of the business, from the establishment to the management. This study also examined the subject of financial literature from the point of view of entrepreneurs and aimed at revealing the relationship between the level and subdimensions of financial literature of entrepreneurs operating in the Western Mediterranean region, the tendency to take risks and the variables of tolerance to uncertainty, which are the characteristics of entrepreneurs. In the end of the survey with the survey technique and the data collected, the research found that the tendency to take risks from the characteristics of entrepreneurship with the levels of financial literature, financial knowledge and financial attitude and tolerance to uncertainty were moving in a positive direction.

Keywords:

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Eskişehir Osmangazi Üniversitesi İktisadi ve İdari Bilimler Dergisi

Field :   Sosyal, Beşeri ve İdari Bilimler

Journal Type :   Ulusal

Metrics
Article : 399
Cite : 4.404
2023 Impact : 0.4
Eskişehir Osmangazi Üniversitesi İktisadi ve İdari Bilimler Dergisi