Abstract:

Taking into account the impact of current problems in the economy on the state of the insurance market the functioning problems occur on structuring motor insurance market and its balance. The study aims to identify trends in motor insurance. The research of structuring and identifying the main trends in the motor insurance market allows to determine the vectors of perspective changes. The analysis of the motor insurance market functioning in Ukraine for the period of 2012–2014 has revealed the problems within the changes in the structure of this segment of the insurance market towards the insurance of civil liability of ground transport vehicles with a significant decline in the voluntary insurance with a primary flow of premiums from individuals. This analysis has allowed to formulate the necessary steps to further enhance of the motor insurance market taking into account the negative impact of lowering demand for this type of insured services, lowering solvency, slowdown the terms of insurance payments and the imperfection of relations settlement between insurers and policyholders.

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