Abstract:

Lending and borrowing activities among economic actors are quite common in today's world. In this scope, activities of lending at interest are regulated and controlled by public authority due to their effect on social order. State allows lending at interest to be performed only through persons and institutions it permits and supervises. Those who conduct such transactions without required permissions face penal sanctions. With regard to Turkish legal system, usury offence regulated in Article 241 of Turkish Penal Code is one of most important arrangements reflecting this situation. Usury by using credit card is one of the most common committing methods of the usury crime, recent years in Turkey. Measures for the profits of crime besides punishment of the perpetrators will be effective in the fight against the criminal usury.

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