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  Citation Number 7
 Views 99
 Downloands 35
Kasko Sigortası Tercihini Etkileyen Faktörler: Kars İli Örneği
2019
Journal:  
Bankacılık ve Sigortacılık Araştırmaları Dergisi
Author:  
Abstract:

Refah artışına paralel olarak bireyler sahip oldukları varlıkları güvence altına almak isterler. Bu durum sigorta sektörünün ortaya çıkmasını ve gelişmesini sağlamıştır. Bu çalışmada kasko sigortası incelenmiştir. Çalışmada, kasko sigortası tercihinde etkili olan faktörler belirlenmiştir. Bu amaçla, hazırlanan anket, kolayda örnekleme yöntemiyle seçilen 394 hane halkına uygulanmıştır. Araştırmada Logit regresyon analiz yöntemi kullanılmıştır. Birçok model denenerekuygun model belirlenmiştir. Modelde yer alan açıklayıcı değişkenler arasından, hane halkı geliri, bireyin risk tutumu, hasarlı kaza varlığı, farklı kullanıcı varlığı ve otomobilin piyasa değeri değişkenleri kasko sigortası tercihinde etkilidir.

Keywords:

Kasko Sigortasi Tercihini Etkileyen Faktorler: Kars İli Ornegi
2019
Author:  
Abstract:

Parallel to the growth of prosperity, individuals want to secure the assets they have. This has led to the emergence and development of the insurance sector. In this study, the Casco Insurance was examined. In the study, the factors that influence the preference of casco insurance have been identified. For this purpose, the prepared survey was applied to 394 households selected by easy sampling method. In the study, the logit regression analysis method was used. Many models have been tested. Among the explanatory variables included in the model, household income, individual risk attitude, damaged accident presence, different user presence and the market value of the car variables are effective in the preference of casco insurance.

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Bankacılık ve Sigortacılık Araştırmaları Dergisi

Field :   Sosyal, Beşeri ve İdari Bilimler

Journal Type :   Ulusal

Metrics
Article : 39
Cite : 195
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