Özet:

Place of the banking sector in the economy is quite big in developing countries. In this context, it is inevitable that each application which will affect the banking sector rebound to the over all economy. In order to reduce the negative effects of the global financial crisis in the world to Turkish economy, financial stability policy as well as price stability policy began to be implemented by the Central Bank of Turkey, especially from the beginning of the year 2008. With this change of policy, Central Bank of Turkey effort to direct banking sector both overnight borrowing and lending rates and changes in the reserve requirement ratio. In this context, the effect of changes in the Central Bank reserve requirement applications to asset and liabilities structure of banks analyzing with econometric methods in the period 2007-2013 is the objective of this study. Required reserve ratios determined in terms of both the national currency and the foreign currency whether or not to change in banks’ balance sheets, if there is a change its direction and potential effects are discussed in this study. For that purpose, regression forecasting models were used to identify if the reserve requirements in domestic and foreign currency changed the balance sheets of banks. When such a change was observed, the direction of this change and the effect on future was analyzed. Afterwards, factor analysis was used to reveal how the independent variables act. According to the analysis performed in this study, it is concluded that changes in required reserve policy affected bank liquidities negatively while keeping loan volume at a certain level.

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