Abstract:

Abstract enDue to various risks faced by agricultural production, agricultural insurance is widely used around the world. State-sponsored agricultural insurances came into effect by the agricultural insurances law enacted in 2005 in Turkey which is in the adaptation process to European Union. In this study, level of awareness of agricultural insurance and the effects and effect levels of factors that considered as effective on the decision of farmer’s applying for agricultural insurance in Eğirdir region are tried to be revealed in the light of the data obtained from 427 face to face interviews. As a result, ages of farmers is emerged as an important demographic factor on the decision of applying for agricultural insurance and it’s found that there is a reverse relation between the farmer’s ages and the ratio of applying agricultural insurance. Education degrees of farmers are also found as an important factor on the ratio of applying agricultural insurance. As well as a significant relation between land size and ratio of applying for agricultural insurance is not found, the ratio of application for agricultural insurance of the farmers who owned land under 20 decares are more than the ratio of application for agricultural insurance of the farmers who owned 20 decares and above land. The ratio of applying for agricultural insurance is % 49 in the center of district and it’s found the highest ratio among all settlements, the average ratio of villages is % 31 and the average ratio of towns and counties is % 12 and it’s the lowest ratio of agricultural insurance ratios according to the settlement size. It is seen that % 86 of the farmers who have information about state-sponsored agricultural insurance applied agricultural insurance because of the premium payments given by the state. It is established that enlightenment about the support of the state in agricultural insurance will increase the ratio of agricultural insurance applications

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