İslâm’ın emirleri sadece âhiret hayatına yönelik değildir. Emir olarak bildirilen her ibadetin âhiret hayatıyla birlikte dünya hayatına yöne-lik de pozitif yansımaları vardır. Bu yansımalardan bazıları sosyal, bazıları hukukî, bazıları ekonomik özellik taşır. Bazılarının da hayatın tüm alanlarında yansımaları söz konusudur. Zekât, Sadaka ve Karz-ı Hasen örneklerinde olduğu gibi. İslam iktisadının en önemli yönü, arz yönlü bir ekonomi oluşudur. Aslolan insanların ihtiyaçlarının, yine Allah’ın belirlediği çerçeve içinde karşılanmasıdır. Böyle bir üretim yapısının ortaya çıkması için, her bir ibadetin üstlendiği bir misyon vardır. Bu noktada tıpkı Zekat ve Sadaka ibadetleri gibi, Karz-ı Hasen uygulaması da teşvik edilmiştir. Bununla bir yandan sosyal yardımlaşma ve dayanışma hedefi gerçekleştirilirken, diğer yandan iş kurmak, yatırım yapmak isteyip de yeterli sermayeye sa-hip olmayanlara ilave bir kaynak imkanı sunulmuştur. Bu makalede, İslam iktisadında yatırımların finansman araçlarından birisi olarak Karz-ı Hasen uygulamasının yeri ve önemi üzerinde durulacaktır
The commandments of Islam are not only toward the life of the Hereafter. Every worship, which is promised as a command, has a positive reflection of the direction to the life of the world, along with the life of the world. Some of these reflections have social, some legal, some economic characteristics. Some of them are reflected in all areas of life. As in the example of Zakat, Sadaka and Karz-i Hasen. The most important aspect of the Islamic economy is the formation of a supply-oriented economy. The need of the people is to be fulfilled again in the framework that God has determined. For the appearance of such a production structure, there is a mission that every worship takes over. In this point, as Zekat and Sadaka worship, Karz-i Hasen is also encouraged. This, on the one hand, achieves the goal of social assistance and solidarity, on the other hand, offers an additional resource for those who want to start business, invest and do not have enough capital. This article will focus on the place and importance of the Karz-i Hasen application as one of the funding tools of investments in the Islamic economy.
The orders of Islam are not only directed to the hereafter. Every worship reported as an order has positive reflections on the life of the world as well as the hereafter. Some of these reflections are social, some legal, some economic. Some are reflected in all areas of life. As in the examples of Zakat, Sadaka and Karz-ı Hasen. The most important aspect of Islamic economics is that it is a supply-side economy. The basic principle is to meet the needs of people within the framework determined by Allah. In order for such a production structure to emerge, each worship has a mission. At this point, just like Zakat and Sadaka, the practice of karz-ı hasen was encouraged. While achieving the goal of social solidarity on the one hand, on the other hand, an additional resource was provided to those who want to start a business, invest and do not have sufficient capital. In this article, the place and importance of Karz-ı Hasen as one of the financing instruments of the investments in Islamic economics will be emphasized.
Dergi Türü : Uluslararası
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