Özet:

One of the consequences of globalization is the expansion of financial relations between countries and the increase in the volume of transactions. Countries that want to stand up with global financial competition must follow the innovations related to financial issues and adapt these innovations to their economies. The existence of sustainable financial systems depends on the proper process of recognizing and understanding these systems at a sufficient level. Financial issues are an area that should be sensitive not only to policy makers or economists, but also to households. One of the key features of countries capturing sustainable economic growth is that their domestic savings rates are high. It is known that saving is associated with the ability to recognize and manage money. The increase in savings is related to financial literacy. Increasing household savings in Turkey brings on the agenda savings consciousness and savings methods. From this point, the aim of the study is to measure the level of savings and financial literacy in Turkey. In the study, questions were addressed to students of the Ataturk University Open Education Faculty through the online survey method. Thus, the trend of savings in Turkey, the level of financial literature, the impact of financial literature consciousness on savings behavior have been studied. The results show that 68.5% of participants have saved. On the other hand, 59.6% of participants said they don’t know the concept of financial literature. In Turkey, the concept of financial literature is unknown, but the basic level of knowledge in financial issues can be said.