Özet:

Purpose: The aim of this study is to examine the effect of gender diversity of Turkish deposit banks on financial performance. For this purpose, non-performing loans (NPL) and loan loss provisions (LLP) are used as credit risk indicators, Z-Score as bankruptcy risk indicator, return on assets (RAO) and return on equity (ROE) are used as profitability indicators. Methodology: As a method, fixed effects model was applied using resistant estimators. Findings: The results show that the gender diversity of banks is negatively and significantly related to NPL, LLP, which is the credit risk indicator of the banks in the sector, and ROA and ROE, which are the profitability indicators. It has been observed that the gender diversity of banks significantly reduces the credit risk of banks. In terms of profitability, contrary to the hypotheses, there is a negative and significant relationship between gender diversity and profitability. These results were also reinforced by sensitivity analysis and it was determined that there are positive and significant relationships between gender diversity and profitability of banks that have a larger share in the banking sector. In addition, it was understood that there is a non-linear U-shaped relationship between gender diversity and profitability. Originality: This study is one of the first studies in the literature on the gender diversity of banks at different levels.

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