Özet:

Dealing with virtual money has spread in many countries of the world (a currency that does not have a physical presence that is traded on the Internet only and generated through special programs in the computer), yet the majority of individuals are still not familiar with the characteristics, advantages and risks of these currencies, and therefore the study aimed to show the fact Virtual money and its types and characteristics, with an analysis of the most prominent economic effects arising from its spread and use as a modern means of payment, the study reached a number of conclusions , the most important of which are: the weak infrastructure of this money, which made it exposed to sharp fluctuations in its prices at the lowest economic situations and events, and the lack of a central entity that regulates, supports and protects its issuance processes in times of crises contributed to the increase in fluctuations in its exchange rates, one of the most important proposals of the study was the need for international monetary coordination and cooperation that works on developing frameworks to protect dealers with this money, while working on the formulation of laws that control the issuance of this money and its circulation mechanisms at the international level , as well as the speed of the Saudi Arabian Monetary Agency issuing educational guidelines showing the risks of these currencies, with the issuance of mandatory instructions that prevent the circulation of these currencies on the local level, until international controls are reached.

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