Özet:

To Develop, Apply and study the prospects of Digital wallets over cash in the context of pharmacy business in India. Digital payment in India is still not famous as it with other developed nations, however, As mentioned, payments and financial inclusion are two consequential pillars of a cashless India. As a result, digital payments in India are widely defined, ranging from anti-cash to low-cash, and now, after Covid-19, contactless payments. This Corona-virus pandemic has a more sizably voluminous role in doing so, in expediting its uses. Pharmacy businesses are divided into offline and online, though online pharmacy business is gearing up in India, However offline business is still dominating side of the pharmacy business. The Insurance company withal cogitating how to incorporate online pharmacy in the client claim settlement as it reflects authentic-time data and transaction transparency with the expeditious settlement. This study is expected to give a deep understanding of the prospect of the digital payment transaction and its impact on the pharmacy business in India. The current study used quantitative methods and questionnaires to collect data from 100 Telegram app users, responses from which were recorded for further analysis. Data were analyzed using SPSS and with the various research tools/methods

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