Özet:

Insurance tricks performed by insurance holders are tricks performed by making false notification of the amount of damages suffered, making notification of no damages occurring or declaring the information that must be about the subject at the beginning of a insurance policy. The damages caused by insurance tricks that cause large losses for the entire insurance sector can only be closed by increasing the insurance fees of the insured persons. This causes serious financial damage to the insured persons who behave honestly. Insurance tricks can be performed through all assured assets. Health insurance, life insurance, goods and housing insurance, workers compensation insurance, vehicle insurance. The tricks made in vehicle insurance are based on the basis that individuals abuse their vehicle insurance and obtain an unfair profit from it. Such tricks can usually be done by means of unfair earnings as a result of accident, unfair earnings as a result of the theft, theft, and damage. The most important thing in the discovery of the need to prevent such tricks is to create social awareness along with the implementation of effective internal control methods and techniques that insurance companies will develop. Risk-based effective internal controls, the implementation of good management principles and the quality performance of internal audit functions are the methods that will be useful for insurance companies and agencies to prevent such tricks. In particular, the fact that internal auditors are awake against the signs of fraud and constantly inform the management of the business about this will make a significant contribution to the success of the controls. Without a doubt, cooperation with authorities against such tricks affecting a significant part of society and the measures taken and taken by public governments are another important point in the solution of the problem.

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