Özet:

With economic and growth aims, developing countries have to struggle with lots of constructive problems.Tthe main problem about these countries are savings deficiency and deficits in the Economy. That is why, these countries have to get outsource finance for being develeoped country with reaching developing and growing aims. Outsources can be differential in,the way they get to be obtained,the affect to economy,the way they are used about aiming and type.Foreign sources are generally transferred to countries through foreign direct investment, portfolio investments and foreign credits.  Dr., T.C. Halk Bankası A.Ş., Kredi Politikaları Genel Müdür Yardımcısı, [email protected]. As an example of being a developing economy, Turkey is choosen in this case,variety of foreign sources and the useage of these outsource credits by private sector,Turkey’s economical development and affects are the subjects of this research.Furthermore, in practicing,the affects of foreign liabilities of banks in current deficit has been tested.But the most important indication in this study is the negative affect of foreign credit source when using by Turkey’s private sector in unproductive fields.

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