Özet:

The change in credit risk in the participation banking sector in Turkey depending on domestic or foreign factors threatens the functionality of participation banks. Research in the banking sector has seen the following loans as an indicator of credit risk. Followed loans are one of the important elements that influence bank balance sheets and the profitability of banks. The analysis of the factors affecting this variation is a guide for the banking sector. Identification of domestic and foreign macroeconomic factors that lead to the increase in the subsequent loans, which are also considered as a risk indicator in the participating banking sector, remains important for the stability of these banks. In Turkey, participating banking’s domestic share is far below the targeted level, questioning the relationship of the system with macroeconomic variables. In this framework, our study analyses the relationship of participating banks with macro variables with the help of determined variables.

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