Özet:

Installment contracts which play an effective role in ensuring the balance between the production and the circulation of the goods started to gain importance with the economic development that took place in the western countries after the Second World War. Particularly in the USA and in Europe, with the development of industry and the beginning of mass production caused the substition of the legal relationship between the seller, the buyer and the financial institution (bank) for he classical contract which was between the buyer and the sellers. These developments in the economy led to the inadequacy of the provisions of classical contracts in the protection of consumers who are always economically weaker than the seller. Within this framework, in consumer contracts where the contracting parties are not economically equal, it is inevitable to make the necessary regulations for more efficient protection of consumers. The consumer movements that started in the USA have shown continious progress since the beginning. In addition to the regulations in national legislation, international communities also make significant contributions to the development of consumer rights. In this study, competencies and deficiencies of the “Consumer Protection Act” of TRNC law which entered into force in 2003 and amended in 2010 will be examined

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