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  Citation Number 14
 Views 43
 Downloands 11
ÖZEL SERMAYELİ MEVDUAT BANKALARININ FİNANSAL PERFORMANSLARININ İNCELENMESİ: TÜRKİYE ÖRNEĞİ
2018
Journal:  
Paradigma: İktisadi ve İdari Araştırmalar Dergisi
Author:  
Abstract:

İşletmelere ve bireylere sundukları finansman imkânları, şubelerinin ülke genelinde yaygınlığı ve ayrıca tasarruf sahiplerinin alışkanlıkların da bir sonucu olarak tasarrufları toplama noktasında sahip olduğu tercih edilme durumu, mevduat bankalarını diğer finansal kurumlar arasında daha aktif duruma getirmiştir. Mevduat bankalarının performanslarının incelenmesi banka yönetimi, banka paydaşları ve analizciler tarafından önem verilen bir konudur. Bu çalışmanın amacı, Türk bankacılık sisteminde faaliyet gösteren özel sermayeli mevduat bankalarının finansal performanslarını incelemektir. İnceleme yöntemi olarak çok kriterli karar verme tekniklerinden olan Multi-MOORA kullanılmış olup, inceleme 2015, 2016 ve 2017 yılları esas alınarak gerçekleştirilmiştir. Performans değerlendirmesinde kârlılık, likidite, aktif kalitesi, sermaye yeterliliği, gelir-gider yapısı oranlarının bir kısmından yararlanılmıştır. Analiz sonucuna göre, seçilen kriterler doğrultusunda, ele alınan yılların tamamında Akbank en iyi finansal performansa sahip özel sermayeli mevduat bankasıdır. 2015 yılında Anadolubank, 2016 ve 2017 yılında ise Türkiye İş Bankası performans sıralamasında ikinci sırada yer almaktadır. 

Keywords:

Examination of the financial performance of private capital deposited banks: the example of Turkey
2018
Author:  
Abstract:

The financing opportunities they offer to and individuals, the spread of their branches across the country and the preference that savings holders have at the point of savings as a result of their habits, have made the deposit banks more active among other financial institutions. The study of the performance of deposit banks is a topic that is concerned by bank management, bank stakeholders and analysts. The aim of this study is to examine the financial performance of the private capital deposits bank operating in the Turkish banking system. Multi-MOORA, a multi-criteria decision making technique, was used as an assessment method, and the assessment was conducted on the basis of the years 2015, 2016 and 2017. In the performance assessment, profitability, liquidity, active quality, capital adequacy, income and expenditure structural ratio are used. According to the results of the analysis, according to the chosen criteria, Akbank is a private capital deposit bank with the best financial performance over all the years discussed. In 2015 Anadolubank, in 2016 and 2017 Turkey Business Bank ranked second in its performance ranking.

Keywords:

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Paradigma: İktisadi ve İdari Araştırmalar Dergisi

Journal Type :   Uluslararası

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Paradigma: İktisadi ve İdari Araştırmalar Dergisi