Özet:

One of the progress seen in many areas in today's world and the innovations that come with it is the crypto money created with the encryption technique. Developments in crypto money have attracted the attention of the world and continue to do so. Beyond the purpose of using money only as a means of exchange, cryptocurrencies have also begun to be seen as an investment tool for many people. On the other hand, exactly how cryptocurrencies are defined in the banking and finance sector is a subject that continues to be discussed. There has not been a clear statement by the banks and supervisory institutions in the world public on this issue, which is seen as a serious investment and fast money making tool, which is spoken so much by people. While there are institutions that support cryptocurrencies and mediate their buying and selling and use them as currency, there are also financial institutions that keep a distance from cryptocurrencies and do not participate in any mediation. In this study, interviews were conducted with bank managers and unit managers, who are thought to have the most information about cryptocurrencies. The interview technique used in the qualitative research was used to collect information about the views and thoughts of Bilecik branch managers and unit managers of a total of six national banks, two of which are public and four private sector banks. The collected data were analyzed by content analysis method. Thus, by evaluating expert opinions, the study is important both in terms of providing expert opinion about cryptocurrencies, which may be the currency of the future, and contributing to the literature.

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