Özet:

The main objective of this study is to identify the internal factors affecting the credit risk of the deposit banks operating in the Turkish banking sector in the period 2005–2018–2018.The findings achieved as a result of the panel data regression analysis show that the bank’s credit risk of the variables, such as the rate of capital adequacy, special remunerations, non-利息 revenues, liquidity risk, inequality rate and active profitability, are important determinants of the credit risk of the deposit banks. In a more clear way, the credit risk variable measured by the ratio of followed loans is affected negatively by variables such as non-risk income, liquidity risk and active profitability, while the internal variables such as the ratio of inefficiency and special remunerations are affected negatively.