Özet:

(A Study Of Use Of Credit Cards Habits Of Civil Servant And Their Thought About The Effect Of Credit Cards On Consumption In Turkey) Credit cards are the best instrument for the consumer besides to obtain their cash needs, to meet consumption need and to spread payment over time. Because of this reason use of credit cards are become prevalent . For example in Turkey, the amount of shopping with credit cards increase 12,6 many times more during the last seven years . In this study the use of credit cards habits of civil servant are researched by using public survey technique. In the sutudy, we determine the null hypothesis as “There is no relationship between the use of credit cards habits of civil servant and their sexuality, marital status, age, education level, monthly income, number of person in family”. As a result this hypothesis is expected for some of their habits, but for some is rejected.

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