Özet:

83% of the Turkish financial system is formed by banks, while financing, financial rental and factoring companies, specially defined as non-banking financial institutions, are helping to deepen the financial system by offering solutions to their customers’ demands and financial services. Financial rental is the method of buying a good that the investor needs by a financial rental company and leaving it to the investor for a specific period of time. Factoring is a method of financing that enables to pay for their temporary receipts, which are derived from domestic and foreign sales of goods and services and are based on documents, prior to the date of expiry. Finance companies are specialized financial institutions that provide loans for the purchase of goods and services such as cars, furniture, technological products, phones, household tools. In the study, the financial ratioes related to the credit management of these three institutions; credit, active, follow-up loans, special remunerations, income and profit-related data and rates were studied with the TOPSIS method, the results were evaluated and ranked. The evaluation period 2015-2018 was considered.

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