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Çalışmanın amacı, 2014-2019 dönemi için Türk bankacılık sektöründe faaliyette bulunan özel sermayeli mevduat bankalarının finansal performansını analiz etmektir. Bu amaçla performans analizinde SWARA-RAFSI yöntemlerinden oluşan yeni bir hibrid model önerilmiştir. Çalışmada ilk olarak önceki literatür doğrultusunda 10 adet finansal performans kriteri belirlenmiştir. Ardından belirlenen finansal performans kriterlerinin ağırlıkları subjektif bir ağırlıklandırma yöntemi olan SWARA ile bulunmuştur. Bankaların performans sıralamasının belirlenmesinde ise en yeni ÇKKV yöntemlerinden biri olan RAFSI kullanılmıştır. Çalışmanın bulgularına göre en önemli performans kriteri sermaye yeterlilik oranı iken, en önemsiz performans kriteri ise etkinsizlik oranı kriteridir. Dolayısıyla, finansal açıdan yüksek performans hedefine ulaşmak isteyen bankalar, öncelikli olarak sermaye yeterlilik oranını arttırmalılardır. Ayrıca, banka performans sıralamasında ilk beş yıl Akbank'ın, 2019 yılında ise Yapı ve Kredi Bankası'nın en yüksek finansal performansa sahip bankalar oldukları belirlenmiştir. Çalışmada ulaşılan sonuçlar güçlü ve sağlam bir bankacılık sisteminin kurulması konusunda karar verici mekanizmalara katkı sağlayabilir.
The aim of the study is to analyze the financial performance of the private capital deposit banks operating in the Turkish banking sector for the period 2014-2019. For this purpose, a new hybrid model, consisting of SWARA-RAFSI methods, was proposed in performance analysis. The study first determined 10 financial performance criteria according to the previous literature. The weight of the determined financial performance criteria was then found with SWARA, a subjective method of weighting. To determine the performance rankings of the banks, RAFSI was used, one of the latest CKKV methods. According to the findings of the study, the most important performance criterion is the capital capacity ratio, while the worst performance criterion is the inequality ratio criterion. Thus, banks that want to
The purpose of this study is to analyze the financial performance of privately-owned commercial banks operating in the Turkish banking sector for the period 2014-2019. For this purpose, a new hybrid model consisting of SWARA-RAFSI methods has been proposed in performance analysis. In the study, firstly, 10 financial performance criteria are determined in line with the previous literature. Then, the weights of the determined financial performance criteria are found using SWARA, which is a subjective weighting method. RAFSI, one of the newest MCDM methods, is employed in determining the performance rankings of banks. According to the findings of the study, while the most important performance criterion is the capital adequacy ratio, the least important performance criterion is the inefficiency ratio criterion. Therefore, banks that want to achieve high financial performance should primarily increase their capital adequacy ratio. In addition, it is determined that Akbank (in the first five years) and Yapı and Kredi Bank (in 2019) are the banks with the highest financial performance in the bank performance ranking. The results obtained in the study may contribute to decision-making mechanisms for the establishment of a strong and robust banking system.
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