Özet:

The financial reports give an opportunity for the analysis of the financial performance of the banks by providing information about the risks, profitability liquidity and efficiency. In this study, the public deposit banks in Turkey are intended to analyze before the term transferred to Turkey Wealth Fund (TWF). In this respect, the horizontal, vertical and ratio analyses of the balance sheets and the income statements of Halkbank, Fundbank and Ziraat Bank were applied covering the years between 2010-2016. In addition, the findings of ratio analysis of the study are compared with the average ratio of Turkish banking sector from the interactive report of Banking Regulation and Supervision Agency (BRSA). According to the results, public banks will create positive financial contributions to TWF with their existing financial structures and potential. However, some other notable results have been observed that the three public banks in terms of return on assets remain below the average ratio of Turkish banking sector, their financial leverages ratio are high and according to the ratio of non-performing loans to cash loans Halkbank and Fundbank have high rates.

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