Özet:

It is important to examine the awareness of the society on compulsory earthquake insurance (ZDS) after the earthquakes that occurred consecutively on February 6, 2023, which is described as the disaster of the century. The province of Kırıkkale, which has a high earthquake risk due to its proximity to important fault lines such as North Anatolia, Keskin, Seyfe, Bala, Kırıkkale-Sungurlu and Karakeçili, which has a high earthquake potential, has been discussed. In order to reveal the awareness of ZDS for Kırıkkale province, data were obtained by applying a 21-question survey to 400 people. With the study, when the status of having ZDS for Kırıkkale province was examined, it was determined that 260 people (65%) had ZDS and 140 (35%) did not have ZDS. As 84 (32.3) people who had ZDS were affected by the 6 February earthquakes, 68 (26.2) for electricity and water subscriptions, 48 (18.5) for title deeds and 60 (23.1) for bank loans. . 40 people (28.6%) stated that the amount of compensation was low, 36 people (25.7%) stated that the amount of premium was high, 20 people (14.3%) stated that the reason for not having ZDS was done, 20 people (14.3%) and 24 people (17,1) stated that it was due to other reasons. In our country, where the ZDS insurance target is 100%, the insurance rate for Kırıkkale is very low with 38.2%. It was concluded that the majority of those who had ZDS took out insurance in case of necessity. The rate of those who had ZDS done due to the 6 February earthquakes was found to be 32.3%. With this study, it has been concluded that public information activities explaining the importance and necessity of ZDS in covering the damages that will occur as a result of the experienced or possible earthquakes will have a positive effect on the ZDS insurance rate.

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