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The digital payment ecosystem in India has significantly grown over the last decade because of the Digital India Program, which happens to be a prestigious program of Government of India to make India a leader in global digital payment landscape. There has been a leapfrogging growth in the Indian internet and mobile phones usage in India. This was further boosted during the pandemic era in last couple of years. This research is aimed to explore the consumer perception towards different key dimensions towards the e-payment system, such as, Preferences, problems and key usage considerations. This study contributed by exploring the factors driving the consumer perception towards the e-payment system and its other dimensions of usage. This research was attempted to address a significant gap of online perception towards electronic payment system was studied in this research as future direction based on the existing literature studies

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