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Abstract This paper aims to assess the impact of Cottage, Micro, Small and Medium Enterprises (CMSMEs) financing on bank performance estimated with NIM (net interest margin) ratio followed by ROE (return on equity) and ROA (return on assets) ratio considering ten commercial banks (both private and state-owned bank) of Bangladesh being a participant of emerging economy covering from the year 2011 to the year 2020. Adopting Pooled OLS, Fixed Effect (FE), Random Effect (RE) and Generalized Least Square (GLS) technique enables the estimation of coefficients corresponding to the explanatory variables of the models constructed with bank specific as well as macroeconomic control variables along with the CMSME financing factors affecting banks’ profitability. We also use diagnostic tests like the test of heteroskedasticity, multicollinearity, omitted variable, and autocorrelation to ensure our models are accurate. From this paper it will be cleared that the growth of CMSME financing can lead to higher profitability of commercial banks, higher employment rate in CMSME sector other than any other sector. According to the estimated findings of the models, almost all CMSMSE determinants along with a few control variables including bank size, GDP growth and inflation largely account for the variations in profitability ratio of banks. Downloads Download data is not yet available. Downloads FULL TEXT Published 2023-05-14 How to Cite Naiem, J., & Lalon, R. M. (2023). Impact of Cottage Micro Small and Medium Enterprise Financing on Bank Performance: Evidence from Emerging Economy. International Journal of Economics and Financial Issues, 13(3), 84–93. https://doi.org/10.32479/ijefi.14285 More Citation Formats ACM ACS APA ABNT Chicago Harvard IEEE MLA Turabian Vancouver Download Citation Endnote/Zotero/Mendeley (RIS) BibTeX Issue Vol. 13 No. 3 (2023) Section Articles Most read articles by the same author(s) Raad Mozib Lalon, Afrin Rahman Mili, Investigating the Impact of Firm-specific and Macroeconomic Determinants of Operating Efficiency of Commercial Banks: Panel Evidence from Bangladesh , International Journal of Economics and Financial Issues: Vol. 13 No. 2 (2023) Akila Rubaiyath, Raad Mozib Lalon, Investigating the Impact of Bank-specific Determinants on Stock Price of Listed Commercial Banks: Evidence from Emerging Economy , International Journal of Economics and Financial Issues: Vol. 13 No. 4 (2023) Make a Submission Make a Submission Dergi Kapağı

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