Abstract:

Physicians, diagnose, cure and do operations. These processes may include quick actions and they may have risks ending with undesirable results. According to World Medical Association “Medical malpractice occurs where a medical practitioner proceeds in a negligent conduct when treating a patient. Malpractice can take place from an action taken by the medical practitioner, or by the failure to take a medically appropriate action. Examples may include: failure to diagnose or misdiagnosis of a disease or medical condition; failure to provide appropriate treatment for a medical condition; unreasonable delay in treating a diagnosed medical condition”. Recently, there has been an increase in the medical malpractice cases due to the increasing expectations of the patients, increasing importance on patient safety and patients’ rights, and media.Risk management may be defined as, “policies, procedures, and practices involved in identification, analysis, assessment, control, and avoidance, minimization, or elimination of unacceptable risks”. A firm may use risk assumption, risk avoidance, risk retention, risk transfer, or any other strategy (or combination of strategies) in proper management of future events. Insurance is a formal contract-document issued by an insurance company to an insured which states associated information such as the specific risks and perils covered. Occupational liability insurance policies for physicians aim to protect the physicians financially who gives harm to patients by negligence, medical errors or misdiagnosis and takem under assurance from medical malpractice practices.The aim of this review is to examine the relationship between medical malpractice and physicians’ occupational liability insurance which is a risk management tool

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