Özet:

This study examined the bank-specific (micro) and macroeconomic determiners of banking profitability for the period 2004-2015, on behalf of 232 commercial banks operating in 11 countries selected from the emerging and developing European countries (Albania, Bulgaria, Bosnia and Herzegovina, Croatia, Kosovo, Hungary, Macedonia, Poland, Romania, Serbia and Turkey). In this study, panel data analysis is used under the fixed effects model as an econometric method, the banking profitability is measured by the active profitability rate (ROA). The empirical findings showed that the increase in micro-level liquidity and self-source ratio increased banking profitability, but the increase in credit risk and the decrease in cost management efficiency reduced banking profitability. On the macro level, the findings show that both economic growth and inflation increase have a positive impact on banking profitability.