Abstract:

In the current market and social conditions, consumers need more credits. The number and types of consumer credit agreements signed to meet this need are increasing day by day. While there were no detailed regulations in the former Consumer Protection Law regarding such contracts, Law No. 6502 has introduced detailed regulations, taking into account the need for consumer credits and the increase in the number of contracts. Within the scope of these regulations, after determining the legal nature and form of the consumer credit agreement, the rights and obligations of credit recipient and lender, who are the parties to this agreement, are revealed together with their practices. With the determination of the details of the rights and obligations of the parties, it will serve the purpose of the legislator and contribute to the consumer to protect himself more consciously under the heavy burden he has entered with the credit agreement.

Keywords: