Abstract:

The Turkish Finance System has a bank-based structure. In this respect, the Turkish banking system is the primary component and the leader of the Turkish finance system. While state-owned, privately-owned, and foreign banks operate within the system, there are three different banking models: Conventional (deposit) banking, development and investment banking, and participation banking. This study includes financial analysis and performance measurements of seven conventional privately-owned banks (including foreign banks) and three privately-owned participation banks operating in the Turkish banking sector for 2019-2021. As the methods, SWARA weighted CODAS was used, and eight financial ratios were included in the analysis as performance criteria. According to the results of the analysis, it is seen that Garanti, Akbank, and İşbank obtained higher performance scores compared to other banks. On the other hand, it was determined that Kuveyt Türk and Türkiye Finans performed lower in 2021 compared to other years.

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