Abstract:

The study examines the impact of the Covid-19 Pandemic on the liquidity and profitability of deposit banks in the BIST Banking Index. While the years 2017, 2018 and 2019 were chosen as the pre-covid period, the year 2020 was chosen to represent the covid period. In order to measure liquidity, the Liquid Assets/Short-Term Liabilities ratio was used and the Return on Equity (ROE) was used as the profitability ratio. Wilcoxon signed-rank test was used to measure the relationship between variables in the study. As a result of the study, a significant relationship was found between the liquidity of deposit banks and the covid-19 pandemic in 2017. As a result of the analysis applied to the other two periods, 2018 and 2019, before Covid, no significant relationship was found between the pandemic and liquidity. On the other hand, while a statistically significant relationship was found between profitability and covid-19 pandemic in 2017 and 2018 before Covid, no significant relationship was found with 2019.