Özet:

The aim of working with this importance for the financial system and the economy of the country within which the banks are located is to study the impact of the financial structure of the banks operating in the BIST Financial Sector on financial performance. It is important to determine the elements concerned, whether the bank managers need, for national and international investors. The aim of the study is to examine the impact of the financial structure of the banks operating in the financial sector on financial performance. For this purpose, the active profit rate of 10 banks operating between the dates 2009:03-2019:09 was used as quarter-period data, the total credit rate to the assets (TKAO), the share rate to the assets of the self-capital (OAO), the share rate to the assets of the deposit (MAO), the active size rate. The data is calculated from the financial statements that the banks have published. The panel regression method was applied to determine the relationship between the financial performance of the banks and their financial structures. According to the results of the analysis, the TKAO variable negatively affects the active profitability at the 1% significance level. The impact of OAO on active profitability is positive. MAO affects the active profitability in a positive direction. The active size also affects the active profitability in a positive direction. When the results of the study are examined as a whole, the bank’s performance is explained in the outcome of the outcome and the deposit structure of the strong banks come to the forefront as a profitability and the result is that the active profitability of the banks with a high active size can also be high.

Özet:

Considering the importance banks have for the financial system and economy of their country, the purpose of this study is to examine the impact of the financial structure of banks operating in the BIST Financial Sector on the financial performance.The aim of this study is to examine the impact of financial structure of banks operating in the BIST Financial Sector. For this purpose, Asset Profitability Ratio, Total Loans to Assets Ratio, Equity to Assets Ratio, Deposits to Assets Ratio, Asset Size ratios of 10 banks operating between 2009: 03-2019: 09 are used as quarterly data. The data are calculated from the financial statements published by banks. In the study, panel regression method was applied to determine the relationship between banks' financial performance and financial structures. According to the results of the analysis, the ratio of Total Loans to Assets variable affects asset profitability negatively at 1% significance level. The ratio of equity to assets is positive on asset profitability. The Ratio of Deposits to Assets positively affects asset profitability. The asset size also positively affects the profitability. When the results of the study are analyzed as a whole, it can be concluded that banks with strong equity and deposit structures stand out in terms of profitability, and similarly, banks with high asset size may have high return on assets in explaining the bank performance.

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