Özet:

The technology has spread to include internet banking systems, core banking solutions, mobile banking, prepaid instruments, credit and debit cards, and so on. At the same time, the electronic payment system is rapidly expanding. All of these indicators show that India is steadily but slowly progressing toward the RBI's aim of a cashless economy. In India, demonetization has compelled all consumers and businesses to accept and develop cashless digital payment solutions. The adoption of a cashless economy is dependent on a number of factors, including reach, availability, and awareness. This study examines the elements that influence customers' adoption of new digital payment systems in India's. For the aim of this study Haryana state encompassing 200 respondents from two areas viz., rural and urban is selected. Present study was aimed to evaluate choice, duration and impact of utilizing cashless payment methods by respondents.

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