Özet:

Today, the change in demographic structure, the increase in the population, the emergence of various diseases and the increase in the expectations of health services have led to an increase in health expenditures. The state has established the general health insurance system in order to financially protect every individual of the society against the risks of disease. However, this system was insufficient to meet health expectations and health insurance emerged. In this study, it is aimed to determine the perceptions of users living in Ankara against complementary health insurance within the scope of demographic characteristics, health problems and health expenditures. In line with the determined purpose, it was investigated whether there was a difference and a relationship between the demographic characteristics of the participants and the perception of complementary private health insurance. Questionnaire method was preferred in the research. The sample of 205 people of the study was analyzed with a statistical analysis program. T-Test, correlation and regression analyzes were used to test the hypotheses of the research. As a result of the analysis of the data; There was a significant difference between income level and having complementary private health insurance. Among the dimensions determined in the research, it was found that there was a moderately significant positive relationship between the perception of general health insurance adequacy, the expectation of complementary health insurance and the perception of necessity of complementary health insurance, the perception of general health insurance adequacy and the expectation of complementary health insurance, the perception of complementary health insurance necessity 42.0%. It was found that he explained.

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