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As small and average size firms called SMEs are set up by small amounts of capital and therefore open to negative trends in the market, so credit suppliers consider SMEs as having high risk. Carelessness in accounting records of SMEs as well as inconsistent financial details shall result in unsound evaluation by credit suppliers concerning creditability. Credit and financing are among the most important and greatest problems of SMEs. It is anticipated that decreasing financing problems of SME into minimum level will have positive impact on country economy. SMEs using banks generally for financing demands relatively prefer utilizing other financing instruments. Such type of small firms desiring to satisfy their financing needs from banks is primarily expected to make their qualitative data regularly.
as small and average you called smes are set up by small amounts of capital and therefore open to negative trends in the market so credit suppliers consider smes as having high risk carelessness in accunting records of smes as well as inconsistent financial details as result in unsund assessment by credit suppliers concerning creditability credit and certificates are among the most important and excellent problem of smes ıtd that decreasing debt problems of sme into minimum level will positive impact on countryes smes using sms sms usually using other forms of debtring to regular reasons such as examples of taxpayers often require some sort of taxpaying money certificates
Field : Sosyal, Beşeri ve İdari Bilimler
Journal Type : Ulusal
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