Özet:

The objective of this paper is to the find out the ideas of the bank managers, who are active in Balikesir, concerning the matters in Turkish banking. According to the research findings obtained by survey,it was found out that the bank managers had felt that the following matters should have to be given priority and dealth with first; economic unstability , lack of capital,the active and passive of the sector , the inconsistency with the loan and credit terms, the existing of few large banks, the insufficiency of bank deposits and fast developments in technologhy. On the other hand , they tought that the following matters should slightly be considered; that the taxes of bank and insurance procedures become more costly, lack of auditing, the domination of public banks and high office loss and the rate of saving is lower.It was also determined that the meaningful differences in the result of T-Test and One Way Variance Test between the point of views of the bank managers to the matters, who task part in the research

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