Risks and equity as a provision for risks in banking are among the most important issues for banking supervision institutions. The capital adequacy ratio established with the BASEL criteria at global level is also applied sensitively by the BRSA in our country. In this study, it was aimed to determine the basic balance sheet items affecting the capital adequacy ratio of the banks in the Turkish banking sector. In the study, data for the period 2004-2015 belonging to 22 banks with the authority to collect deposits were used. The relationship between banks' capital adequacy ratio (CAR) and credit, off-balance sheet accounts and securities portfolio was analyzed by path analysis. in the analysis, when the interaction between dependent and independent variables was expected to be high, this relationship was low. The result is that while the risks of banks increase, they also reduce the effects of risks by increasing their equity.
Risks and equity as a provision for risks in banking are among the most important issues for banking supervision institutions. The capital adequacy ratio established with the BASEL criteria at global level is also applied sensitively by the BRSA in our country. In this study, it was aimed to determine the basic balance sheet items affecting the capital adequacy ratio of the banks in the Turkish banking sector. In the study, data for the period 2004-2015 belonging to 22 banks with the authority to collect deposits were used. The relationship between banks' capital adequacy ratio (CAR) and credit, off-balance sheet accounts and securities portfolio was analyzed by path analysis. In the analysis, when the interaction between dependent and independent variables was expected to be high, this relationship was low. The result is that while the risks of banks increase, they also reduce the effects of risks by increasing their equity.
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