Abstract:

While banks are trying to effectively fulfill their mediation function, they mainly provide funds with deposits, and their activity includes mainly credit activities. These activities result in paying interest for deposits and other resources, and earning interest and commission (income) from loans. The credit process is also exposed to credit, liquidity, interest and currency risk, and credit management activities are also tracked and analyzed at various rates. In the study, the credit management activity of the banks was studied by credit, active, follow-up loans, special remunerations, general remunerations, income and profits related data and rates, and the results were evaluated by Topsis method. The assessment used the classification of deposit, participation and development-investment banking and was considered as the 2010-2018 assessment period. The credit management performance of bank groups has been determined not on the basis of each year, but for the period 2015-2018.

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