Abstract:

Participation banking is a financial system where goods and services are closely linked to money, where the transactions related to money are definitely based on a good or service, where the earnings are shared in the form of cooperation with the interests and losses.In this study, the development of participation banks in Turkey and participation banking preference have been studied in terms of some demographic characteristics of customers. For this purpose, the survey was applied to 516 customers from 23 provinces and 5 different participating banks. The survey consisted of 5 liquid questions based on some demographic characteristics of customers and the reasons why customers prefer participating banks. For the analysis of the data, a variety of visual statistics, t test, one-way variance analysis and multi-comparation statistics have been used. According to the study, the reason why customers prefer participating banks does not show a significant difference in perception by gender, age, civic status, monthly income level by 5% of importance. The perception of the reasons for customers to prefer participating banks varies by 5% of importance depending on their educational status.

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