Özet:

Abstract The only religion that values women and recognizes their contributions to society is Islam. Given that they make up more than a quarter of the population, women are a vital and powerful force in the nation's development. Due to marketing and manufacturing limitations, women have unique challenges when running a business, including social and managerial concerns. This study was conducted to demonstrate the accessibility of Islamic loans to female business owners in Punjab, Pakistan. Out of the 36 districts that make up Punjab, two (Lahore and Faisalabad) were chosen for this study. Multistage sampling is not used to gather the data. 25 entrepreneurs were chosen randomly from the five villages chosen from each district, for a total sample size of 200. A well-structured interview was conducted to gather data on socioeconomic traits and the availability of Islamic loans. The data were analyzed using binary logistic regression after descriptive analysis. According to the statistics, 31% of women were single and 39% of women were married. In terms of experience, 40% of women had just begun their businesses, whereas 58% of women had experienced. Women were more likely than males to use Islamic credit, with 52% saying they would do so and 45% saying they would not. 61 percent of women agreed that problems arise from a lack of credit. They struggle with this issue alone.

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