Özet:

Purpose – The emergence of blockchain and decentralized financial technology have been reshaping various aspects of economies, opening a wider spectrum for research communities. In finance, Blockchain has provided effective applications such as tokens, initial coin offerings, crowdfunding, smart contracts, prediction market systems, and digital currencies such as Bitcoin and Ethereum. This article aims to provide a brief overview of these two types of digital assets (cryptocurrency and NFT) and their potential. It gives brief information about these and on the other hand, tries to convey the prominent concerns of the financial markets. Methodology - This study reviews digital assets through the literature. Findings - The growing popularity and prevalence of digital assets such as cryptocurrencies and non-fungible tokens reveals that existing financial ecosystems are in many cases unable to respond to citizens' needs and concerns. The capabilities of digital assets in financial markets are increasing day by day and they are entering the game from simple to complex financial transactions. Cryptocurrencies stand out especially with their ability to handle more efficient online transactions, lower costs and simplified payment processes. Conclusion – Cryptocurrencies meet an increased level of efficiency in commerce and value exchange over the Internet. Non-fungible tokens, on the other hand, stand out with their ability to acquire a presence in the digital world, to be unique, and to be easily transferred. In particular, the financial indicators cited in this article give the impression that the interest in decentralized finance technologies will continue to increase, based on the potential of these two digital assets.

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